From Apple II to XRP: Shifting Gears on the Road to Mainstream Finance
From Apple II to XRP: Shifting Gears on the Road to Mainstream Finance
If XRP’s trajectory is echoing the tech world’s leap from Apple I to Apple II, the road ahead is now being paved by institutions. Two vehicles — very different in design — are gearing up to bring XRP into traditional finance, but each offers a unique ride.
Franklin Templeton: The Direct Drive
Franklin Templeton is steering toward a spot XRP ETF, a product designed to give investors exposure to the actual asset — not just its derivatives. Think of it like walking into a dealership, buying the car (XRP), and parking it in your garage. You’re tied to its every mile — whether smooth or rocky — because you truly own it.
However, the SEC has delayed its decision on this ETF until June 17, 2025. But let’s be clear: a delay is not a dead end. In financial regulation, timelines shift — but that doesn’t mean the road is closed.
ProShares: The Racing Track Opens May 14
While Franklin is focused on ownership, ProShares is building tracks for traders — launching three XRP futures-based ETFs that let investors speculate on price movements without holding the underlying token.
Here’s what’s under the hood:
Ultra XRP ETF (2x): Like flooring a high-performance sports car — it aims to deliver twice the daily movement of XRP. Great if you’re bullish, risky if you’re wrong.
Short XRP ETF (-1x): A bet that XRP will drop. Gains when the token falls.
Ultra Short XRP ETF (-2x): The most aggressive — doubling the inverse movement. Ideal for experienced traders looking to hedge or short XRP with leverage.
These ETFs were initially scheduled for April 30, but have now been rescheduled for May 14. Again, a delay is not a cancellation — it’s tuning the engine, not junking the car.
Two Roads, One Destination
Franklin Templeton wants to put XRP in your portfolio the old-fashioned way: by owning it.
ProShares lets you play the curves of the market — whether you think XRP is accelerating or about to skid.
Each path is a sign that XRP is no longer the preserve of crypto purists. It’s now part of a broader financial shift, where blockchain meets Wall Street and speculation meets structure.
The destination? Mainstream adoption.
The only question is: what kind of ride do you want?
Below is analogy of what you are investing in.
